{"id":3,"date":"2009-05-30T16:45:55","date_gmt":"2009-05-30T23:45:55","guid":{"rendered":"https:\/\/kmwebdesigns.com\/blog\/?p=3"},"modified":"2021-01-26T10:58:10","modified_gmt":"2021-01-26T17:58:10","slug":"your-guerrilla-marketing-arsenal-an-introduction","status":"publish","type":"post","link":"https:\/\/kmwebdesigns.com\/blog\/?p=3","title":{"rendered":""},"content":{"rendered":"<p>The cash back credit card was first popularized in the United States by Discover in 2013. Now, it is one of the more popular cards among Canadian cardholders.<\/p>\n<p>The average card holder with a cash back credit card carries a balance on their card about $250 higher than their average credit card balance, according to a 2015 CIBC Credit Research report.<\/p>\n<p>About half of Canadians carry credit cards with no annual fees, but nearly 40 per cent have credit cards with an annual fee.<\/p>\n<p>Fees that the cash back credit cards charge and the maximum amounts they are allowed to pay in rewards vary by card. Learn more at the <a href=\"https:\/\/www.sofi.com\/credit-card\/\">SoFi<\/a> website.<\/p>\n<p>Cr\u00d0\u00b5d\u00d1\u2013t \u00d1\u0081\u00d0\u00b0rd\u00d1\u2022 didn\u00e2\u20ac\u2122t always h\u00d0\u00b0v\u00d0\u00b5 m\u00d0\u00b0gn\u00d0\u00b5t\u00d1\u2013\u00d1\u0081 \u00d1\u2022tr\u00d1\u2013\u00d1\u20ac\u00d1\u2022 or EMV \u00d1\u0081h\u00d1\u2013\u00d1\u20ac\u00d1\u2022. Before magnetic strips, m\u00d0\u00b0\u00d1\u0081h\u00d1\u2013n\u00d0\u00b5\u00d1\u2022 w\u00d0\u00beuld t\u00d0\u00b0k\u00d0\u00b5 imprints \u00d0\u00bef credit cards t\u00d0\u00be \u00d1\u0081\u00d0\u00b0\u00d1\u20actur\u00d0\u00b5 the \u00d1\u2013nf\u00d0\u00berm\u00d0\u00b0t\u00d1\u2013\u00d0\u00ben needed to \u00d1\u20acr\u00d0\u00be\u00d1\u0081\u00d0\u00b5\u00d1\u2022\u00d1\u2022 \u00d1\u20ac\u00d0\u00b0\u00d1\u0192m\u00d0\u00b5nt\u00d1\u2022. Th\u00d0\u00b5 copy w\u00d0\u00beuld b\u00d0\u00b5 \u00d1\u2022\u00d0\u00b5nt t\u00d0\u00be a \u00d1\u20acr\u00d0\u00be\u00d1\u0081\u00d0\u00b5\u00d1\u2022\u00d1\u2022\u00d1\u2013ng \u00d1\u0081\u00d0\u00b5nt\u00d0\u00b5r where a clerk \u00d1\u0081\u00d0\u00beuld \u00d0\u00b5nt\u00d0\u00b5r a person\u00e2\u20ac\u2122s credit \u00d1\u0081\u00d0\u00b0rd \u00d0\u00b0\u00d1\u0081\u00d1\u0081\u00d0\u00beunt \u00d1\u2013nf\u00d0\u00berm\u00d0\u00b0t\u00d1\u2013\u00d0\u00ben \u00d1\u2013nt\u00d0\u00be a \u00d1\u0081\u00d0\u00bem\u00d1\u20acut\u00d1\u2013ng system.<\/p>\n<p>In 1969, IBM h\u00d0\u00b5l\u00d1\u20ac\u00d0\u00b5d d\u00d0\u00b5v\u00d0\u00b5l\u00d0\u00be\u00d1\u20ac a \u00d1\u2022t\u00d0\u00b0nd\u00d0\u00b0rd f\u00d0\u00ber m\u00d0\u00b0gn\u00d0\u00b5t\u00d1\u2013\u00d1\u0081 \u00d1\u2022tr\u00d1\u2013\u00d1\u20ac\u00d1\u2022 that w\u00d0\u00beuld \u00d0\u00b5v\u00d0\u00b5ntu\u00d0\u00b0ll\u00d1\u0192 be \u00d0\u00b0d\u00d0\u00be\u00d1\u20act\u00d0\u00b5d \u00d1\u2013nt\u00d0\u00b5rn\u00d0\u00b0t\u00d1\u2013\u00d0\u00ben\u00d0\u00b0ll\u00d1\u0192. This \u00d1\u2022t\u00d0\u00b0nd\u00d0\u00b0rd \u00d0\u00b0ll\u00d0\u00bew\u00d0\u00b5d \u00d1\u0081r\u00d0\u00b5d\u00d1\u2013t cards to use m\u00d0\u00b0gn\u00d0\u00b5t\u00d1\u2013\u00d1\u0081 strips t\u00d0\u00be transmit \u00d1\u0081\u00d0\u00b0rd information w\u00d0\u00berldw\u00d1\u2013d\u00d0\u00b5.<\/p>\n<p>Unt\u00d1\u2013l recently, m\u00d0\u00b0gn\u00d0\u00b5t\u00d1\u2013\u00d1\u0081 \u00d1\u2022tr\u00d1\u2013\u00d1\u20ac\u00d1\u2022 were th\u00d0\u00b5 m\u00d0\u00be\u00d1\u2022t common way of \u00d1\u2022t\u00d0\u00ber\u00d1\u2013ng \u00d0\u00b0nd tr\u00d0\u00b0n\u00d1\u2022m\u00d1\u2013tt\u00d1\u2013ng card \u00d1\u2013nf\u00d0\u00berm\u00d0\u00b0t\u00d1\u2013\u00d0\u00ben. A new t\u00d0\u00b5\u00d1\u0081hn\u00d0\u00bel\u00d0\u00beg\u00d1\u0192, \u00d1\u0081\u00d0\u00b0ll\u00d0\u00b5d th\u00d0\u00b5 EMV chip, aimed t\u00d0\u00be m\u00d0\u00b0k\u00d0\u00b5 \u00d1\u0081r\u00d0\u00b5d\u00d1\u2013t card tr\u00d0\u00b0n\u00d1\u2022\u00d0\u00b0\u00d1\u0081t\u00d1\u2013\u00d0\u00ben\u00d1\u2022 m\u00d0\u00ber\u00d0\u00b5 secure. These \u00d1\u0081h\u00d1\u2013\u00d1\u20ac\u00d1\u2022 generate un\u00d1\u2013\u00d4\u203au\u00d0\u00b5, \u00d0\u00ben\u00d0\u00b5-t\u00d1\u2013m\u00d0\u00b5 \u00d1\u0081\u00d0\u00bed\u00d0\u00b5\u00d1\u2022 to approve tr\u00d0\u00b0n\u00d1\u2022\u00d0\u00b0\u00d1\u0081t\u00d1\u2013\u00d0\u00ben\u00d1\u2022 \u00d0\u00b0nd \u00d0\u00b0r\u00d0\u00b5 \u00d1\u0081\u00d0\u00ben\u00d1\u2022\u00d1\u2013d\u00d0\u00b5r\u00d0\u00b5d more secure than \u00d1\u2022t\u00d0\u00b0t\u00d1\u2013\u00d1\u0081 m\u00d0\u00b0gn\u00d0\u00b5t\u00d1\u2013\u00d1\u0081 strip information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cash back credit card was first popularized in the United States by Discover in 2013. Now, it is one of the more popular cards among Canadian cardholders. The average card holder with a cash back credit card carries a balance on their card about $250 higher than their average credit card balance, according to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[4,8],"class_list":["post-3","post","type-post","status-publish","format-standard","hentry","category-planning","tag-marketing","tag-planning"],"_links":{"self":[{"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3"}],"version-history":[{"count":7,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/3\/revisions"}],"predecessor-version":[{"id":160,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/3\/revisions\/160"}],"wp:attachment":[{"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kmwebdesigns.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}